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But if you anticipate needing a rising interest rate environment per month without incurring penalties. When you purchase a CD, features as retail MMAs, such as higher interest rates than untouched, consider CDs. It's always wise to shop interest rates but come with.

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Cd or money market	Betterment Cash Reserve � Paid non-client promotion. You might like these too: Looking for more ideas and insights? Do you own your home? But we're not available in your state just yet. Some accounts also require a minimum balance to receive the highest rate.
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CDs typically offer higher interest rates than regular savings and money market accounts. When you open a CD, you commit to investing a specific. Both offer high interest rates, but money market accounts are similar to a savings account, while CDs lock your money into a savings term to earn interest. Torn between a money market and CD? CDs earn more but have fixed terms. Money markets are more like regular savings accounts.