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Patriot Funding Debt Consolidation Loans vs. Other Debt Relief Options: Which is Right for You?You'll earn rates that are typically higher than traditional savings accounts all while having access to your money when you need it. Customer Reviews?? They send a fake "loan Pak" stating a valid offer for loan with a low interest rate. They will never approve you for a loan. This is a bait. It is another payday loan, consolidation loan with an insane interest rate and there are already established companies you can use for loans without the gamble.