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United Kingdom. With student cards, the scoring model used takes into account factors such as, but not limited to, annual earnings, earn rates and categories, fees, welcome bonus, and other rewards and features. A dependent child must be: 20 years old or less, or 25 years old or less and a full-time student, or 21 years old or more and be permanently mentally or physically challenged and incapable of self-support Here are some examples of the cost for BMO travel insurance single trip plans for healthy travellers based in Ontario, including taxes. Here are the key types of travel insurance coverage offered in BMO plans: Emergency medical insurance: If you get ill or are injured on your trip, travel medical insurance can pay for emergency medical expenses, up to the coverage limits in your plan.