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?? BMO Checking Account Review: Weighing the Pros and ConsBest 5-Year CD Rates for November ; Credit Human � % APY � 9 months ($50 minimum) ; BMO Alto � % APY � 6 months of interest ; Synchrony Bank � % APY. BMO offers ten certificates of deposit (CD) terms, ranging from three months to 60 months. The North American bank's standard CD rates are low. BMO Alto offers one of the highest APYs for this specific CD term, at % APY on its five-year CD. Better yet, there's no minimum deposit required. If you.
