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Balance Transfer credit cards explained - pay 0% interest on debtZero-interest credit cards can be a big help. Here's everything you need to know to make them work for you. The best interest free credit cards � Tesco Bank � Clubcard Plus Credit Card � MBNA Ltd � Dual 0% Transfer and Purchase Credit Card. Wells Fargo Reflect� Card: Best for Longest 0% intro period � BankAmericard� credit card: Best for Long intro period + straightforward benefits � U.S. Bank Visa�.