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How to Change your BMO Online Account Password$25 monthly service fee is waived if you have a $10, minimum daily balance, at least $25, combined in BMO Bank accounts, or a BMO Financial Advisors. BMO Harris money market accounts require a $25 minimum deposit to open, and there is a $10 monthly maintenance fee. You can waive this fee. You only need $25 to open a BMO Smart Advantage Checking Account, and there is no monthly service fee. BMO does have other checking accounts.
