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Bank Of Montreal Online Banking Sign Up - Create Bank Of Montreal Online Account - getbestcarinsurance.org RegisterThe BMO Harris Premier Account is the bank's premium checking account. It provides you with fee-free access to any non-BMO ATM. The bank. BMO Bank is headquartered in Chicago and was founded in as Harris Bank. BMO Smart Advantage Account, BMO Smart Money Account and BMO Premier Account. BMO Harris Platinum money market account offers an APY starting at % and ranging up to % (APY stands for annual percentage yield, rates may change).