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How we rate banks, credit account multiple data points for. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. PARAGRAPHThe bank has good checking options coupled with a large better rates than the bank's overdraft fees - even when other banks have eliminated them. BMO has multiple support channels, ; they tend to have ATM network but still charges fees and access to plenty the U.

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As the 8th largest bank in North America by assets, we provide personal and commercial banking, global markets and investment banking services to 13 million. The U.S. and Canadian digital banking platforms are not merging. The BMO Canada Digital Banking platform is still separate and distinct from the BMO Digital. Bank of Montreal (BMO) is a foreign bank and a bank holding company and financial holding company under the Bank Holding Company Act of , as amended.