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Bank Of The West Changes Policy On Coal BusinessPay more than your minimum repayments as and when you choose. 1 An early repayment fee applies if you close the loan within the first two years. Get the money you need to claim the vehicle you want. BMO vehicle loans work for new and used cars, along with boats, RVs, and motorcycles. Our personal loans can help make big things happen � like buying a car, consolidating your debt, renovating, taking a holiday or paying for a wedding.