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BMO Checking Account Review - Pros And Cons Of BMO Checking Account (Is It Worth It?)While some checking accounts require a minimum balance to avoid monthly maintenance costs, the BMO Harris Smart Advantage checking account. The minimum deposit required to open an account is $25, and the minimum balance required to earn interest is $ There are no minimum balance. The BMO Smart Money checking account is a low-fee checking account with no overdraft fees. Open your account online now with a minimum deposit of only $
