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Minimum Credit Score. No Minimum Requirement. APR. % � %. Loan Amounts. $ $50, Who Is BMO Best For? BMO's personal loans are. Variable introductory rates as low as % APR for 12 months, with as low as % APR thereafter. **. View HELOC rates. Whether you need a personal loan, home equity loan, or line of credit, we're here for you with a simple application process and the support you need.

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Interest will be paid if you wait more than 30 days to withdraw. Within each major category, we also considered several characteristics, including available loan amounts, repayment terms, APR ranges and applicable fees. Just like deciding between a fixed or variable mortgage , you'll need to decide which one works best for you. Step 4. Aaron Broverman is the lead editor of Forbes Advisor Canada.