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Improving Access to Capital for Diverse FoundersA pre-authorized debit allows the biller to withdraw money from your bank account when a payment is due. You agree that any direction you may provide to draw a Personal PAD, and any. Personal PAD drawn in accordance with this authorization will be binding on you. Minimum $50 PAD per fund for non-registered TFSA and RSP. New PAD - Existing bank account (default if no selection made). Complete all sections.